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October 2, 2023 - Lummi Community Development Financial Institution (CDFI) has undergone a name change, it is now Pacific Northwest Tribal Lending (PNTL), a Community Development Financial Institution. 

PNTL originally began within Lummi Indian Business Council’s Development Authority in the early 2000s. The organization focused on serving tribal small business and entrepreneurs after a need for access to capital was recognized for Native businesses and individuals, as well as a need for families to establish and build credit for financial wellness based on traditional, cultural and community values. 

To date, over 1,500 Native entrepreneurs and individuals have been served through Lummi CDFI lending products and/or technical assistance and one-on-one coaching. Nearly $6.5 M has been deployed to almost 400 Native entrepreneurs and individuals. These small businesses and community members are working to improve the economic opportunities for generations. 

“There has been a growing demand for access to financial tools and resources beyond Lummi Nation,” states Rex Rhoades, PNTL board chair. “While the entrepreneurs and community members of Lummi Nation will continue to be our priority, our mission includes support of all of the first peoples of the Pacific Northwest.”

This expansion strengthens the opportunities and shared prosperity for Native entrepreneurs, individuals, and families within the Lummi Nation, Whatcom County, and northwest Washington. It is an exciting time for change and growing our network. 

PNTL remains classified as a Native CDFR and 501(c)(3) non-profit corporation. We will continue to be a trusted resource and provide access to education and capital for Native communities in northwest Washington.

As a Native CDFR we offer a safe place for tribal members who are considering entrepreneurship, building a business, and/or strengthening their credit through providing access to education, financing, and asset growth with the goal of improving the prosperity and well-being of Native American families.

We're looking for a Director of Lending

We're looking for an experienced, highly motivated and ethical person to join our team.

View the full job description and email your cover letter, resume, and application to Nancy Jordan. Applications are due Tuesday, October 31, 2023.

March 28 2023 - Chief Malerba & LIBC & Lummi CDFI - 1A.jpeg

US Treasurer Chief Mutáwi Mutáhash (Many Hearts) Marilynn “Lynn” Malerba and Treasury's CDFI Fund Director, Jodie Harris, visit Lummi CDFI and Lummi Nation

On Tuesday, March 28, 2023, Lummi CDFI was pleased to host, along with Lummi Indian Business Council (LIBC), a site visit with US Treasurer Chief Mutáwi Mutáhash (Many Hearts) Marilynn “Lynn” Malerba who is also the 18th Chief of the Mohegan Tribe and Treasury's CDFI Fund Director, Jodie Harris.

Chief Malerba and Director Harris met with Lummi CDFI and LIBC leadership to learn about the investments being made in support of Lummi small businesses. They also learned from Native entrepreneurs and toured Gooseberry Point, Salish Village, Te'Ti'Sen Center and Squalicum Harbor. 

Support provided by Treasury and the CDFI Fund was gratefully acknowledged. These resources have helped establish many opportunities for Lummi enterprises and Native small businesses. Lummi CDFI and LIBC also advocated for continued dialog to better understand the needs and challenges faced in accessing capital that can make a difference in increasing the well-being of Native American families.

2023 Native CDFI Network "Difference Makers" - Lummi CDFI


The Native CDFI Network (NCN) developed the “Native CDFIs: Difference Makers for Indian Country” interview series to cast a much-needed spotlight on the many positive benefits that Native Community Development Financial Institutions (CDFIs) create for tribal communities and the leaders who help make Native CDFIs the transformational success stories they are.

In this latest edition of “Difference Makers,” NCN sits down with Nancy Jordan, who serves as Interim Executive Director of Lummi CDFI (LCDFI), a certified Native CDFI based in Bellingham, Washington. Launched as a state chartered non-profit entity fiscally sponsored by Lummi Indian Business Council (LIBC) in 2006, LCDFI was certified by the U.S. Department of the Treasury as a CDFI in 2008 and Community Development Entity in 2017. LCDFI was established to address the local community’s significant needs for access to capital for Native-owned small businesses, and for Native individuals and families to establish and build credit and financial wellness based on traditional, cultural, and community values. LCDFI obtained IRS designation as a 501c3 non-profit in 2012 and officially separated from the tribe as a stand-alone entity in 2017. 



2015 Lummi CDFI Economic Summit
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